| TYPES | WHAT CAN BE COVERED | PERILS COVERD |
| All Risks | Laptops, Jewelry & Valuables Works of Art, Paintings, Antiques | All Risks except those Specifically excluded. |
| Burglary | Stock in Shops, Warehouses etc | Loss or Damage to property insured or any part thereof whilst within the declared premises by theft following upon actual forcible and violent entry into or exit from the premises or consequent upon assault violation or threats thereof. Damage to specified premises falling to be borne by the insured which shall be due to such theft as stated in (a) above or any attempts thereof |
| Money | Money in Commercial Premises
Money in Transit |
Loss of money arising from a hold-up, robbery or any attempt thereof |
| Fidelity Guarantee | Dishonesty of Employees | Dishonesty of/Theft by Employees of money or company property in their care |
| Group/Personal Accident | Individual, Family Employees (For 24 hours anywhere in the world) | Death, Permanent Disability, Temporal Total Disablements, Medical Express, Funeral Express |
| Employer’s Liability | Legal Liability to Employees whilst on duty | Accident, Occupational Disease |
| Public Liability | Legal Liability to third parties visiting Business Premises | Personal Injury or Property Damage |
| Professional Indemnity | Professional like Doctors, Lawyers. | Errors & Omissions
Professional Negligence |
| Directors & Officers Liability | Company Directors/Top Management | Errors & Omissions |