| TYPE | WHAT CAN BE COVERED | PERILS COVERED |
| Full Third Party | The Driver of the Motor Vehicle. Type of Vehicles: : Private, Commercial Buses, Motor Bikes, Tractor etc | Third Party Liability for Loss or Damage to property & for Death or Bodily injury |
| Full Third – Party Fire and Theft | The Driver of the Motor Vehicle. Type of Vehicles: : Private, Commercial Buses, Motor Bikes, Tractor etc | Loss or Damage to the Motor Vehicle through Theft/Fire. |
| Comprehensive | The Driver of the Motor Vehicle. Type of Vehicles: Private, Commercial Buses, Motor Bikes Tractors etc, Personal Accident, Passenger Liability | Third Party Legal Liability for Loss or Damage to property & for Death or Bodily injury plus Loss or Damage to the Motor Vehicle through Theft Fire & Accidental Damage |
| Motor Traders Internal | Legal Liability for Death or Bodily injury to person. Entering Promises, Liability for Loss or Damage to Property held in trust. | Fire, Accidental Damage Negligence |
| Motor Traders External | Legal Liability for Death or Bodily injury, Legal Liability for Property Damage | Negligence |