Discover​ True Cover. Security. Stability. Insurance.

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3+
Years

of dedicated service.

20,000+

Clients served.

99%
Customer

Satisfaction Rate.

95% Claims

Approval Rate.

who we are

Discover peace of mind

Discover Insurance is a proudly Zambian, privately-owned insurer committed to delivering innovative, customer-focused short-term insurance solutions that protect what matters most.

News & Updates

FAQs

Frequently
Asked Questions

Everything you need to know about the our services. Can’t find the answer you’re looking for? Please chat with our team.

We provide a wide range of general insurance solutions, including Motor Insurance, Fire & Allied Perils, Marine Transit Insurance, Engineering Policies, Bonds & Guarantees, Liability Insurance, and more—tailored to both individuals and businesses.

You can easily request a quote by calling our office, emailing us, or filling out the quote request form on our website. Our team will respond promptly with a tailored offer.

Third Party Insurance covers damage or injury caused to others.

Comprehensive Insurance includes Third Party cover plus protection for your own vehicle in case of accidents, fire, or theft.

Basic requirements include:

  • A valid ID or business registration
  • Completed proposal form
  • Relevant asset information (e.g., vehicle registration, property documents)
    Our team will guide you on additional requirements based on your selected policy.

Report the incident to us as soon as possible. Fill out a claim form and submit supporting documents such as a police report, photos, and receipts. Our claims team will walk you through the process.

Once all required documents are submitted, we aim to settle most claims within 5 to 10 working days. More complex claims may take slightly longer, but we keep you updated every step of the way.

Absolutely. We offer flexible, customer-centered insurance solutions. Whether you’re an individual or a business, we work with you to design coverage that fits your unique needs.