Fire Insurance

At Discover Insurance, we know that fire and related risks can lead to devastating financial losses if not adequately protected against. Our Fire Insurance products are designed to offer comprehensive protection for both residential and commercial properties, ensuring your assets, operations, and peace of mind are safeguarded at all times.

Our fire insurance coverage extends beyond just fire damage to include a wide range of related perils and tailored packages:

• Fire and Allied Perils: Covers loss or damage caused by fire, lightning, explosion, storm, flood, earthquake, and other specified natural or accidental events.

• Business Interruption: Provides compensation for loss of income and additional operational costs resulting from disruption caused by fire or allied perils.

• Office Comprehensive: Offers a bundled policy for office premises, including protection for office equipment, furniture, documents, and electronic devices.

• Domestic Packages / Homeowners Insurance: Covers buildings and household contents against fire, burglary, theft, and liability claims, ensuring your home and loved ones are protected.

• All-Risks Asset Protection: Provides extensive coverage for movable assets such as laptops, cameras, and mobile equipment against accidental damage or loss anywhere within Zambia or abroad.

With Discover Insurance, you gain more than just financial protection—you gain the assurance that your property, business continuity, and investments are secure no matter what challenges may arise.