Miscellaneous Insurance

At Discover Insurance, we recognize that not all risks fall into traditional categories—which is why we offer a broad range of Miscellaneous Insurance products tailored to meet diverse personal, business, and professional needs. These policies are designed to protect against specific, often unforeseen, risks that can impact your finances, operations, or reputation.

Our Miscellaneous Insurance offerings include:

• All Risks Insurance: Provides wide-ranging cover for valuable items such as electronics, jewelry, tools, or portable equipment against theft, accidental damage, and loss—on and off premises.

• Burglary Insurance: Covers loss or damage resulting from forced entry or attempted theft at insured premises, including damage to buildings and stolen contents.

• Money Insurance: Offers protection for loss of cash, cheques, or other negotiable instruments while on premises, in transit, or in safes.

• Fidelity Guarantee: Insures employers against losses resulting from dishonest or fraudulent acts committed by employees.

• Group/Personal Accident: Provides financial compensation in the event of accidental injury, disability, or death to individuals or groups—ideal for employees, students, or members of an organization.

• Employer’s Liability: Protects employers against legal costs and compensation claims arising from work-related injuries or illnesses suffered by employees.

• Public Liability: Covers third-party injury or property damage that occurs as a result of your business operations, protecting your business from costly legal claims.

• Professional Indemnity: Safeguards professionals such as consultants, engineers, and advisors against claims of negligence, errors, or omissions in the services they provide.

• Directors & Officers Liability: Protects company executives from personal liability arising from decisions made in their official capacities, covering legal defense costs and settlements.

Our Miscellaneous Insurance portfolio offers flexible, reliable protection that helps individuals and businesses manage risk with confidence—no matter how unique or unexpected the challenge.