Engineering Insurance

At Discover Insurance, we understand the complex and high-risk nature of engineering and construction projects. Our Engineering Insurance solutions are specifically designed to protect contractors, project owners, and developers from financial losses arising from accidents, equipment failure, delays, and unforeseen construction site events.

We offer a comprehensive suite of engineering policies, including:

• Contractors All Risks (CAR): Covers physical loss or damage to construction works and third-party liabilities during the course of construction or installation.

• Erection All Risks (EAR): Protects machinery and equipment during installation, including losses due to accidents or unforeseen events.

• Machinery Breakdown: Provides cover for sudden and accidental damage to machinery, ensuring quick repairs and minimal downtime.

• Machinery Loss of Profit: Compensates for income lost due to machinery breakdown, helping your operations stay financially stable.

• Plant All Risks: Covers owned or hired plant and machinery against accidental loss or damage on-site.

• Computer & Electronic All Risks: Offers broad protection for IT equipment and electronic devices against theft, damage, or malfunction.

Whether you’re constructing buildings, installing heavy machinery, or managing critical infrastructure, Discover Insurance offers the protection you need to move forward with confidence.